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Prosperity Checking

MVB Bank Prosperity Checking offers a personal checking account with the option to earn interest on your account balances. More money. More savings. More value. You’ve worked hard for your money. Shouldn’t your money work hard for you?

Prosperity Checking Benefits 

  • Low minimum daily balance of $2,500 
  • Unlimited transactions
  • $7 monthly maintenance fee waived upon receipt of a monthly direct deposit or when you maintain the minimum daily balance in the account 
  • Earn interest on balances from $.01  
  • Online banking, bill pay, mobile and MRDC are provided at no charge
  • Client may utilize direct deposit
  • Overdraft protection is available from a qualifying MVB account 
  • Free E-statement, otherwise $4 monthly paper statement fee
  • Debit card is available for ATM/POS and Apple Pay transactions
  • Clients can authorize to pay ATM and Debit Card transactional overdrafts; must "Opt-In" 
  • 5 non-MVB Bank ATM withdrawals fees reimbursed per monthly statement cycle 
Prosperity Checking Rates
$.01-$10,000 1.00% APY* - If your daily balance is $10,000 or less, the interest paid on the entire balance in your account will be 1.00% with an Annual Percentage Yield (APY) of 1.00%. 
$10,001 + 0.14% - 1.00% APY* - If your daily balance is more than $10,000 a qualified interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $10,000. The Annual Percentage Yield (APY) for this tier will range from 0.14% to 1.00%, depending on the balance in the account. 
The interest rate and annual percentage yield* (APY) stated above are accurate as of August 1, 2017.
* This is a variable rate account and the interest rate and APY depend upon the applicable rate tier and may change.  At our discretion, we may change the interest rate and APY for these tiers daily. 
* You must deposit at least $50 to open this account.
* Fees may reduce earnings.