DISCLOSURES *The interest rate and annual percentage yield (APY) stated above are accurate as of December 1, 2017. This is a variable rate account and the interest rate and APY depend upon the applicable rate tier and may change. At our discretion, we may change the interest rate and APY for these tiers daily. **If the daily balance is $10,000 or less, the interest paid on the entire balance in your account will be 1.00% with an Annual Percentage Yield (APY) of 1.00%. ***If your daily balance is more than $10,000, a qualified interest rate of 0.05% will be paid only for that portion of the daily balance that is greater than $10,000. The Annual Percentage Yield (APY) for this tier will range from 0.15% to 1.00%, depending on the balance in the account. ****Monthly maintenance fee of $7 waived upon receipt of a monthly direct deposit or when client maintains the minimum daily balance in the account throughout the monthly statement cycle. $50.00 deposit required to open this account. E-statement available at no charge, otherwise $4.00 fee per monthly paper statement. The Non-MVB Bank ATM fee of $2.00 per withdrawal is waived for Prosperity Checking. This is a fee that MVB Bank charges you for using a machine not owned and operated by MVB Bank. MVB will reimburse your account for up to five (5) Non-MVB Bank ATM withdrawal surcharge fees per calendar month. This is a fee you would be charged by the owner of the ATM for using a machine not owned and operated by MVB Bank. Interest will be compounded monthly and credited to this account monthly. Fees may reduce earnings.