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Monthly service charge fee of $20.00 when the minimum balance is below $25,000.00. This fee will be imposed in every statement cycle if the combined deposit relationship balance on any day of the month falls below $25,000.00. Eligible accounts for combined deposit relationship balances include all personal accounts with the same primary account ownership. Eligible accounts consist of checking, savings, money markets, certificates of deposit and IRAs. All other fees apply. E-statement available at no charge, otherwise a $4.00 fee per monthly paper statement. The non-MVB Bank ATM fee is $2.50 per withdrawal. This is a fee MVB Bank charges you for using a machine not owned and operated by MVB Bank and may be in addition to a fee charged by the owner of the ATM. Dormant account inactivity period of 12 months. Daily overdraft fee cap of six (6) fees daily. Variable Rate account-rates may change daily after the account is opened. *Than savings and money market accounts. **Holds on non-electronic deposits and mobile deposits may apply.