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Annual Percentage Yield (APY) current as of September 5, 2019. Minimum balance of $1,000.00 is required to obtain the advertised APY. CD Special Interest rates apply only to the initial CD term. To obtain the 36 Month CD rate of 1.85% APY, the client must either have an existing personal checking account that has a current positive balance of $50.00 or more or open a new personal checking account, which is subject to approval. Minimum balance to open the CD is $1,000.00 in Non-MVB funds. Minimum balance to open a checking account is $50.00 in Non-MVB funds. Non-MVB funds include any funds not currently in an MVB account. Checking account is to remain open for the term of the CD. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. No brokered CDs. The advertised APY is based on quarterly compounding of the interest. CD Special Interest rates available only at MVB Bank locations. Promotion valid starting September 5, 2019, and is subject to withdrawal at any time.