Service First Checking

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E-statement available at no charge, otherwise $4.00 fee per monthly paper statement. MVB Bank will
reimburse your account for non-MVB Bank ATM withdrawal fees (fee charged by the non-MVB Bank
owner/operator of the ATM Machine), POS transaction fees & international transaction fees. First
order of checks is 100 checks. Safe deposit box is subject to availability-an equivalent discount
will be provided on larger boxes. Dormant inactivity time period of 12 months. Daily overdraft fee
cap of six (6) fees daily. The 0.25% discount does not apply to any new or existing HELOC and any existing
consumer installment loan.