Site Terms

Acceptance

These Site Terms apply to your use of this Site. By visiting or using this Site, you accept these terms. You should review these Site Terms regularly as they may change from time to time. Continued use of this Site by you will constitute your acceptance of any revisions to these Site Terms. In the event of a conflict with any other agreement between you and MVB, that other agreement shall control.

Definitions

"Documents" means transaction documents, legally required information, bills, account statements, correspondence, and any other communications sent to you by or on behalf of MVB. "Site" means mvbbanking.com and other Internet sites operated by MVB. "MVB" or "us" or "our" refers to MVB Bank and its holding company. "You" or "your" means the user of this Site.

Disclosures

You accept delivery of the following disclosures that relate to information at this Site.

  • Suggestions: Suggestions and offers on this Site are not recommendations and may not be appropriate for all users, even where the Site indicates that users like you have purchased the product.
  • PATRIOT Act: Federal law requires MVB to obtain, and in certain other circumstances, verify and record your name, address, date of birth and other information that will allow us to identify you when you open an account. and in certain other circumstances.
  • Tax/Legal Advice: This Site is not intended to provide legal or tax advice. Consult a professional legal or tax advisor for specific advice regarding your situation.
  • Foreign Jurisdictions: MVB products and services are available only in those jurisdictions where MVB is authorized or permitted by local law to promote or sell them.

Prohibited Uses

Personal Use Only: You will use the Site only for your personal, noncommercial use unless you and MVB have agreed otherwise in writing.

Emails: You may not send email to us that is illegal, obscene, profane, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or contains harmful code, political campaigning, commercial solicitation, chain letters, mass mailings, or violates any applicable law, such as the CANSPAM Act.

Access: You may not use this Site in any manner that could damage or overburden any MVB equipment or software. You may not use any means of systematic retrieval of data or other content from this Site. You may not obtain, or attempt to obtain, access to any material or information on this Site that is protected by passwords, PIN or require login identification through any means not expressly authorized by MVB. You may not use the login information of another person, unless they specifically authorized you to do so. If you are accessing this Site as an attorney-in-fact, you must discontinue access on behalf of the grantor when the Power of Attorney terminates (such as by death of the grantor) or is revoked.

False Information: You may not intentionally provide any false information when you register for this Site, apply for products or services from MVB or complete your profile.

Framing: You may not frame any content, trademark, logo, or other proprietary information (including images, text, page layout, or form) of MVB.

Links: You agree to obtain our permission before are prohibited from creating a hyperlink or similar link or connection to this Site.

Endorsements: You may not are prohibited from useing MVB's name or trademarks in any way that implies affiliation with, or an endorsement, sponsorship or approval by MVB without express written permission.

Delegated Access

If you authorize another person to access this Site on your behalf, we may grant that person Site access to view and transact business in your accounts until you notify us that you have revoked their access. If you grant a General Power of Attorney, we may grant Site access to the attorney-in-fact to view your accounts and conduct transactions on your behalf at this Site. You are responsible for the actions of your agent or attorney-in-fact while accessing or transacting on your behalf on this Site. If you access this site on behalf of another person, you represent and warrant that the authorization or Power of Attorney is currently in force and authorizes the activity you conduct at this Site.

Third Party Practices

This Site contains links to other Internet Web sites that are not maintained by MVB. Unless otherwise stated, MVB makes no warranties or representations regarding these websites or the products or services offered on them. MVB does not control the privacy or security practices of third parties, or the locations where they process data. You should read the privacy and security policies of the other sites, as their practices may differ from ours.

Intellectual Property

Unsolicited Submissions: Unless otherwise stated, MVB does not accept unsolicited ideas, suggestions, or materials relating to development, design, or marketing of its services and products. Any such postings to this Site and electronic mail delivered to MVB will be considered non-confidential and non-proprietary, and will remain, the exclusive property of MVB. MVB may copy, disclose, distribute, incorporate, and otherwise use the item and any information contained therein for any purpose without compensation. Personal information transmitted to us will be treated in accordance with the MVB Privacy Promise Policy.

MVB Copyright: This entire Site is the copyrighted work of MVB. Unless otherwise specified, no person has permission to copy, display, distribute, republish, or create derivative works from such information in any form.

Trademarks: By providing content, we do not allow you to use trademarks referenced in this Site. You may not use any meta tags or any other "hidden text" using MVB's name or trademarks without the express written consent of MVB. Other parties' trademarks and service marks that may be referred to are the property of their respective owners. No endorsement, sponsorship affiliation or approval shall be inferred from their use on this Site. The trademarks, logos, and service marks ("Marks") displayed on the site are the property of MVB or other parties. You are prohibited from using any Marks without the written permission of MVB or the third party that owns the Marks.

Disclaimer Of Warranties And Limitation Of Liability

This Site is provided by MVB on an "as is" and "as available" basis. MVB makes no representations or warranties of any kind, express or implied, as to the operation or availability of this Site or the content included on this Site. This Site could contain technical inaccuracies or typographical errors. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, MVB DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MVB DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR EMAIL SENT FROM MVB ARE FREE OF VIRUSES OR OTHER HARMFUL CODE. MVB WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INABILITY TO USE THIS SITE, OR CIRCUMSTANCES BEYOND ITS CONTROL, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF MVB IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Some states do not allow limitations on warranties or certain damages. So, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

Miscellaneous

Governing Law: Use of this Site shall be governed by and construed in accordance with the laws of the State of West Virginia without giving effect to any principles of conflicts of laws. The Uniform Computer Information Transactions Act or any substantially similar law, if enacted, will not govern any aspect of these Site Terms or your access to this Site.

Jurisdiction and Venue: Any dispute concerning this Site shall be subject to the exclusive venue of a court of competent jurisdiction in Harrison County, the State of West Virginia. You consent to the jurisdiction of such courts and agree to accept service of process issued by such courts.

Severability: If any provision of these Site Terms and Condition is unlawful, void or unenforceable, the remaining provisions shall remain valid and in effect to the fullest extent possible.

Changes to this Site: MVB may discontinue or modify this Site at any time without prior notice to you, and you accept those modifications if you continue to use the Site.

Waivers: Any waiver of any provision of these Site Terms will be effective only if in writing and signed by an authorized representative of MVB. Any delay or omission by MVB to exercise any rights under these Site Terms shall not be construed to waive any rights.

Survival: Certain provisions of this agreement by their nature shall continue in full force and effect after termination, including the Disclaimer of Warranties and Limitation of Liability, and Jurisdiction/Enforceability.

Security

You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer as further described in the Privacy Policy. You agree to notify us promptly of any unauthorized use of your password or breach of security. If you are under age 13, you may only use this Site with the permission of a parent or guardian. {Note: if we intend for children to use our site, then COPPA will apply, and certain disclosures are required.}

MVB may block or terminate access to this Site without prior notice if we believe your online ID, password, or PIN are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, if you cause a financial loss to MVB, if you make a fraudulent claim with MVB, or if MVB determines you pose an unreasonable risk or for any other reason. MVB may notify you that your access is terminated by providing notice to the address, phone number or email address in our records.

Delegated Access

If you authorize another person to access this Site on your behalf, we may grant that person Site access to view and transact business in your accounts until you notify us that you have revoked their access. If you grant a General Power of Attorney, we may grant Site access to the attorney-in-fact to view your accounts and conduct transactions on your behalf at this Site. You are responsible for the actions of your agent or attorney-in-fact while accessing or transacting on your behalf on this Site. If you access this site on behalf of another person, you represent and warrant that the authorization or Power of Attorney is currently in force and authorizes the activity you conduct at this Site.

Third Party Practices

This Site contains links to other Internet Web sites that are not maintained by MVB. Unless otherwise stated, MVB makes no warranties or representations regarding these websites or the products or services offered on them. MVB does not control the privacy or security practices of third parties, or the locations where they process data. You should read the privacy and security policies of the other sites, as their practices may differ from ours.

Intellectual Property

Unsolicited Submissions: Unless otherwise stated, MVB does not accept unsolicited ideas, suggestions, or materials relating to development, design, or marketing of its services and products. Any such postings to this Site and electronic mail delivered to MVB will be considered non-confidential and non-proprietary, and will remain, the exclusive property of MVB. MVB may copy, disclose, distribute, incorporate, and otherwise use the item and any information contained therein for any purpose without compensation. Personal information transmitted to us will be treated in accordance with the MVB Privacy Promise Policy.

MVB Copyright: This entire Site is the copyrighted work of MVB. Unless otherwise specified, no person has permission to copy, display, distribute, republish, or create derivative works from such information in any form.

Trademarks: By providing content, we do not allow you to use trademarks referenced in this Site. You may not use any meta tags or any other "hidden text" using MVB's name or trademarks without the express written consent of MVB. Other parties' trademarks and service marks that may be referred to are the property of their respective owners. No endorsement, sponsorship affiliation or approval shall be inferred from their use on this Site. The trademarks, logos, and service marks ("Marks") displayed on the site are the property of MVB or other parties. You are prohibited from using any Marks without the written permission of MVB or the third party that owns the Marks.

Disclaimer Of Warranties And Limitation Of Liability

This Site is provided by MVB on an "as is" and "as available" basis. MVB makes no representations or warranties of any kind, express or implied, as to the operation or availability of this Site or the content included on this Site. This Site could contain technical inaccuracies or typographical errors. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, MVB DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MVB DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR EMAIL SENT FROM MVB ARE FREE OF VIRUSES OR OTHER HARMFUL CODE. MVB WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INABILITY TO USE THIS SITE, OR CIRCUMSTANCES BEYOND ITS CONTROL, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF MVB IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Some states do not allow limitations on warranties or certain damages. So, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

Miscellaneous

Governing Law: Use of this Site shall be governed by and construed in accordance with the laws of the State of West Virginia without giving effect to any principles of conflicts of laws. The Uniform Computer Information Transactions Act or any substantially similar law, if enacted, will not govern any aspect of these Site Terms or your access to this Site.

Jurisdiction and Venue: Any dispute concerning this Site shall be subject to the exclusive venue of a court of competent jurisdiction in Harrison County, the State of West Virginia. You consent to the jurisdiction of such courts and agree to accept service of process issued by such courts.

Severability: If any provision of these Site Terms and Condition is unlawful, void or unenforceable, the remaining provisions shall remain valid and in effect to the fullest extent possible.

Changes to this Site: MVB may discontinue or modify this Site at any time without prior notice to you, and you accept those modifications if you continue to use the Site.

Waivers: Any waiver of any provision of these Site Terms will be effective only if in writing and signed by an authorized representative of MVB. Any delay or omission by MVB to exercise any rights under these Site Terms shall not be construed to waive any rights.

Survival: Certain provisions of this agreement by their nature shall continue in full force and effect after termination, including the Disclaimer of Warranties and Limitation of Liability, and Jurisdiction/Enforceability.