Most Valuable Checking with Cash Back
Get 2% cash back on debit card purchases* (1. Up to $200 in total debit card purchases per monthly qualification cycle)
- ATM fee refunds nationwide**** (up to $50 per monthly qualification cycle)
- Link your Most Valuable Checking-with Cash Back account to your Most Valuable Savings account to help your rewards grow automatically
- No minimum balance to earn rewards or maintain account
- No monthly service fees
- Free Visa debit card
- Free online banking
- Bill Pay Available
- Free e-Statements
- $50 minimum deposit to open
- Be enrolled & receive e-statement notice
- Have at least 10 debit card purchases** post to and settle to your Most Valuable Checking account per monthly qualification cycle***
- Have at least one direct deposit or automatic debit (ACH) transaction post to and settle to your Most Valuable Checking with Cash Back account each monthly qualification cycle. In the event that a direct deposit transaction does not post to and settle to your account in each monthly qualification cycle, we reserve the right to close your Most Valuable account(s).
Even if you don't qualify during a given cycle, you can try again next cycle to earn rewards.
Bill Pay is free if used for a minimum of 1 payment per month; otherwise, $5.95 per month.
*Minimum to open account is $50. When the monthly qualifications are met, you will receive 2% cash back on debit card purchases that post to and settle to your account during the Monthly Qualification Cycle up to $200 in total debit card purchases during each Monthly Qualification Cycle with a maximum total cash back of $4 per Monthly Qualification Cycle. The cash back rewards will be credited to your account on the last banking day of your Statement Cycle. Limit one account per Tax ID number. May be reported on IRS Form 1099.
Debit card transactions MUST post to and settle to your account during the Monthly Qualification Cycle in order to receive ATM fee reimbursement. Transactions may take one or more banking days from the date the transaction occurred to post to and settle to an account.
**ATM-processed transactions, transfers between accounts and debit-card transactions processed by merchants and received by MVB Bank as ATM transaction do not count toward earning account rewards.
***"Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current Statement Cycle.
****ATM Surcharge Fee Reimbursement (checking account only): If you have met your qualifications during the Monthly Qualification Cycle, we will reimburse you for domestic ATM fees incurred during the Monthly Qualification Cycle by our institution and other U.S. Financial Institutions up to $50.00 per each Monthly Qualification Cycle in which you qualified. Monthly ATM fee reimbursements will be credited to your account on the last day of the Statement Cycle. If the monthly qualifications are not met, no ATM surcharge fees will be reimbursed for that monthly qualification cycle.
ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later than 30 days after the Statement Cycle where the reimbursement was applicable.
- Most Valuable Savings