Choice Checking

Put more in your basket with CHOICE CHECKING! From in-store savings to coupons for restaurants to grocery stores, you'll save using this account.


National Savings - Save up to 30% on brand name merchandise


In-Store Savings - Get discounts at participating local stores and restaurants


Grocery Coupons - Enjoy everyday savings at your local supermarket

Summary

HOW IT WORKS:

This account has an $8.00 monthly service fee*. This fee can be reduced by $1.00 for enrolling in and receiving electronic statements. The monthly service fee can also be reduced $0.20 each time a debit card transaction** posts to and settles to your account during the monthly qualification cycle***. The monthly fee may also be waived with an average daily account balance of $3500.00. Fee reduction amounts will not total more than the amount of the monthly service fee. Credit will not be received above the monthly service fee amount.



*Minimum to open account is $50. Limit one account per Tax ID number. May be reported on IRS Form 1099.


**Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions. ATM transactions and intrabank transfers do not count as qualifying debit card transactions for this account.


Qualifying transactions MUST post to and settle to your account during the Monthly Qualification Cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle to an account.


***"Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current Statement Cycle.


SERVICES

As a benefit of this account, you have access to the following service:

Online Merchant Savings: Your Choice Checking account comes with an online discount program with local area businesses and online rebates with 150,000 national retailers. Easy sign-up and terms and conditions for this service (Online Merchant Savings) can be obtained online by using the following website: www.ChoiceCheckingRewards.com

You are not required to use this service and you can access it by following their registration requirements.


BONUS:

There is no time requirement to obtain the Bonus (Online Merchant Savings)

Access to the Bonus (Online Merchant Savings) will be provided at account opening